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2	The Reinvestment Fund www.trfund.com Recognized as one of the leading Community Development Financial Institutions in the US - $285 million in capital now under management from 850 investors Headquarters in Philadelphia - offices in Baltimore and Washington, DC Geographical reach throughout Pennsylvania, New Jersey, Delaware and Maryland Active portfolios in housing, small business, community facilities, venture financing and energy
3	Sustainable Development Fund www.trfund.com/sdf SDF – an energy fund managed by TRF since 1998 $32 million of funding from electric utility restructuring and merger cases Since its official launch in 12/99, SDF has approved funding for more than 275 companies/projects through loans, grants and equity positions – total value > $33 million
4	TRF / SDF Financial Products 0% predevelopment loans for high performance buildings acquisition loans construction loans (including revolving construction loans and lines of credit)
5	TRF / SDF Financial Products medium and long-term financing for rental developments bridge loans against subsidy payments and low-income tax credit investor equity payments
6	TRF / SDF Financial Products energy loans for nonprofit organizations solar PV grants and financing TELL US WHAT YOU NEED AND WE WILL WORK WITH YOU.
7	Keystone Home Energy Loan Program AFC First Financial Corporation – Allentown, PA Loans for $1,000 to $10,000 7.99% fixed rate simple interest term up to 10 years - no pre-payment penalty unsecured loan – no liens no hassle approvals – no fees or closing costs www.keystonehelp.com 888 AFC FIRST (232-3477)
8	Conclusion "Some day some fellow will invent a way of concentrating and storing up sunshine instead of this old, absurd Prometheus scheme of fire... This scheme of combustion to get power makes me sick to think of - it is so wasteful... You see, we should utilize natural forces and thus get all of our power. Sunshine is a form of energy, and the winds and the tides are manifestations of energy. Do we use them? Oh, no! We burn up wood and coal, as renters burn up the front fence for fuel. We live like squatters, not as if we owned the property.“ Thomas Edison Quoted by Elbert Hubbard in Little Journeys to the Homes of Good Men and Great, Vol. 1, page 339 (1916).